Bajaj Finserv Home Loan

Create Customer

Full name *

Customer Email *

Mobile No (+91) *

Employment Type *

Personal Detail

Co-Applicant Name

Aadhar Number

Co-Applicant Aadhar No

Co-Applicant Pan Number

Co-Applicant DOB

Date of Birth

Co-Applicant Email

Co-Applicant Mobile Number

Gender

Co-Applicant Gender

Mother Name

Co-Applicant Mother Name

Marital Status

Co-Applicant Marital Status

Spouse Name

Co-Applicant Spouse Name

Spouse Employment Status

Co-Applicant Spouse Employment

Business Details

Trade Name

Type of Business

Business Vintage

Industry Type

GST Registration

Business Website

Name of Website

Business Run By

Since when you are filling Business ITR

Mention Business

Address

Distance between Home & Office (in KM)

Office Address

Office Pincode

Office District

Office State

Office Ownership Status

Do You have Office Utility Bill

Office Utility Bill Holder

Current Residence Address

Current Address Pincode

Current District

Current State

Residence Type

Residing With

Any Residence Utility Bill

Holder of Utility Bill(Residence)

Is Permanent Address Same

Permanent Address

Permanent Address Pincode

Permanent Address District

Permanent Address State

Period at same business address

Period at Same Current Address

Income & Banking Details

Annual Turnover(Last Year)

Any Working Capital Limit

Name of Limit Bank

Any Current Account

No of Current Account

Name of Bank (Current Account)

Do you audit your accounts

No of Audited Balance Sheet

Working Capital Limit Amount

Debt Details

Any Loan Running

Type of Loan Running

Existing EMI Paid

Any EMI Bounced in Last 6 Month

No of EMI Bounced

Any Settlement in Last 5 Years

Amount of Settlement

Any Loan Amount Overdue

Overdue Amount

Collateral Setails

Property Type

Property Status

Legal Status

Technical Status

MAP Aproved

Property Market Value

Registry Value

ATS Value

Seller Name

Seller PAN Number

Other Details

Director in any Company

No of Company Director

Name of Company

Any Political Connection

Specify Link

Reference 1 Name

Reference 1 Mobile Number

Reference 1 Email

Reference 1 Address

Reference 2 Name

Reference 2 Mobile Number

Reference 2 Email

Reference 2 Address

Payslip Received

No of Payslip

TDS Deducted

EPF Deducted

Right Documents - Easy Process

Required Documents to Apply for Bajaj Finserv Home Loan

Salaried income documents

KYC of applicant & Co-Applicant
Last 3 Month Salary Slip of Applicant
Last 12 month Bank Statement of applicant & co-applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 2 Year Form 16 of applicant
26AS of last 2 year of applicant & co-applicant
Appointment letter of applicant if available
Agreement to Sale if purchase case
Property Paper with complete chain of last 13 years
Approved MAP of Property if available
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
Sanction letter of all running loan
Latest utility Bill if owned residence or rent agreement if rented
2 Reference with contact details

Self Employed person documents

KYC of applicant & Co-Applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 3 year audited balance sheet of applicant
Last 3 year Tax audit report of applicant
Last 12 month Bank Statement of applicant & co-applicant
26AS of last 2 year of applicant & co-applicant
Copy of GST registration
Copy of MSME registration
Copy of Last 12 month GST return
Agreement to Sale if new purchase case
Property Paper with complete chain of last 13 years
Approved MAP of Property if available
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
Sanction letter of all running loan
Debt Sheet
Latest utility Bill of residence if owned or rent agreement if rented
Latest utility Bill of Office if owned or rent agreement if rented
2 Reference with contact details
Last 3 year Debtors & Creditors on letter head
List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

Some Important Points

1. KYC Means
If Applicant is

Company-MOA, AOA, COI , PAN Card
Partnership Firm/LLP- Partnership Deed & PAN Card
Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo

For Co-Applicant

KYC means Adhaar Card, PAN Card, Passport Size Photo

Co-Applicant means in case of

Company : Directors
Partnership firm/LLP : Partners
Proprietorship Firm : Spouse of Proprietor

2. If LAP is applied with Government Bank then 30 year chain is required
3. If applicant is professional, then his professional degree is required

Share & Apply

About Bajaj Finserv Home Loan

A home loan is the key to stepping into a world where walls echo with your laughter and rooms brim with your dreams. With each payment, you're creating not just a home but also a sanctuary that reflects your individual soul. Now you can apply for Bajaj Finserv home Loans up to Rs 15 crore at 8.50% p.a. for needs related to buying, building, or remodelling a house. You can get a specialized home loan for up to 90% of the value of the property for a 30-year extended term. You receive immediate in-principle approval when you apply online. The lowest EMI of Rs 769, adaptable repayment options, and competitive Bajaj Finserv home loan rates of interest and processing fees are additional perks.

Interest Rate Table

HOME LOAN INTEREST RATE (FLOATING) FOR SALARIED AND SELF-EMPLOYED PROFESSIONALS
LOAN TYPE	EFFECTIVE ROI (P.A.)
Home Loan	7.20%* to 14.00%*
Home Loan Balance Transfer	7.35%* to 14.00%*
Top-up	7.95%* to 15.00%*
HOME LOAN INTEREST RATE (FLOATING) FOR SELF-EMPLOYED BORROWERS
LOAN TYPE	EFFECTIVE ROI (P.A.)
Home Loan	7.30%* to 14.00%*
Home Loan Balance Transfer	7.85%* to 14.00%*
Top-up	8.35%* to 15.00%*
LOAN AGAINST PROPERTY INTEREST RATE (FLOATING) FOR SALARIED & SELF-EMPLOYED PROFESSIONALS
LOAN TYPE	EFFECTIVE ROI (P.A.)
Loan Against Property	8.60%* to 15.00%*
Loan Against Property Balance Transfer	8.70%* to 15.00%*
LOAN AGAINST PROPERTY INTEREST RATE (FLOATING) FOR SELF-EMPLOYED BORROWERS
LOAN TYPE	EFFECTIVE ROI (P.A.)
Loan Against Property	8.10%* to 18.00%*
Loan Against Property Balance Transfer	8.20%* to 18.00%*
INTEREST RATE FOR DEVELOPER FINANCE/LEASE RENTAL DISCOUNTING (FLOATING)
LOAN TYPE	EFFECTIVE ROI (P.A.)
Developer Loan	10.00%* to 15.00%*
Lease Rental Discounting	7.00%* to 13.00%*
FLOATING REFERENCE RATES (FRRS)
PARTICULARS	EFFECTIVE RATE
Salaried Floating Reference Rate	13.80%*
Self-Employed Floating Reference Rate	14.25%*
Institutional Reference Rate	14.60%*
Unsecured Reference Rate	14.25%*
Repo Rate**	4.90%**

Work Process

Save Your Time with a Simple Loan Process

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

Let us take an example, How Home Loan Emi is being calculated.

For instance, if "Shubham" applies for a Home loan of INR 10 Lacs and get the loan sanctioned at the rate of 10 % with a tenure range of 10 years or 120 Months , in such a case his EMI would be INR 13,215 and complete repayment amount till the end of 10 years tenure would be 15,85,809 (i.e 13,215 EMI * 120 months),, wherein the total interest amount is INR 5,85,809 along with principal repayment of INR 10,00,000.Few additional charges like those of minimal one-time processing fee upto 7% of loan amount may apply. T& C apply.

Year	EMI	Interest Paid	Principle Paid	Outstanding Balance
2022	₹13215.07	₹49382.95	₹29907.47	₹1506518.42
Jul	₹13215.07	₹8333.33	₹4881.74	₹1572593.77
Aug	₹13215.07	₹8292.65	₹4922.42	₹1559378.70
Sep	₹13215.07	₹8251.63	₹4963.44	₹1546163.63
Oct	₹13215.07	₹8210.27	₹5004.80	₹1532948.56
Nov	₹13215.07	₹8168.56	₹5046.51	₹1519733.49
Dec	₹13215.07	₹8126.51	₹5088.56	₹1506518.42
2023	₹13215.07	₹94107.33	₹64473.54	₹1347937.58
Jan	₹13215.07	₹8084.10	₹5130.97	₹1493303.35
Feb	₹13215.07	₹8041.35	₹5173.73	₹1480088.28
Mar	₹13215.07	₹7998.23	₹5216.84	₹1466873.21
Apr	₹13215.07	₹7954.76	₹5260.32	₹1453658.14
May	₹13215.07	₹7910.92	₹5304.15	₹1440443.07
Jun	₹13215.07	₹7866.72	₹5348.35	₹1427228.00
Jul	₹13215.07	₹7822.15	₹5392.92	₹1414012.93
Aug	₹13215.07	₹7777.21	₹5437.86	₹1400797.86
Sep	₹13215.07	₹7731.89	₹5483.18	₹1387582.79
Oct	₹13215.07	₹7686.20	₹5528.87	₹1374367.72
Nov	₹13215.07	₹7640.13	₹5574.95	₹1361152.65
Dec	₹13215.07	₹7593.67	₹5621.40	₹1347937.58
2024	₹13215.07	₹87356.11	₹71224.78	₹1189356.74
Jan	₹13215.07	₹7546.82	₹5668.25	₹1334722.51
Feb	₹13215.07	₹7499.59	₹5715.48	₹1321507.44
Mar	₹13215.07	₹7451.96	₹5763.11	₹1308292.37
Apr	₹13215.07	₹7403.93	₹5811.14	₹1295077.30
May	₹13215.07	₹7355.51	₹5859.57	₹1281862.23
Jun	₹13215.07	₹7306.68	₹5908.40	₹1268647.16
Jul	₹13215.07	₹7257.44	₹5957.63	₹1255432.09
Aug	₹13215.07	₹7207.79	₹6007.28	₹1242217.02
Sep	₹13215.07	₹7157.73	₹6057.34	₹1229001.95
Oct	₹13215.07	₹7107.26	₹6107.82	₹1215786.88
Nov	₹13215.07	₹7056.36	₹6158.72	₹1202571.81
Dec	₹13215.07	₹7005.04	₹6210.04	₹1189356.74
2025	₹13215.07	₹79897.95	₹78682.93	₹1030775.90
Jan	₹13215.07	₹6953.29	₹6261.79	₹1176141.67
Feb	₹13215.07	₹6901.10	₹6313.97	₹1162926.60
Mar	₹13215.07	₹6848.49	₹6366.59	₹1149711.53
Apr	₹13215.07	₹6795.43	₹6419.64	₹1136496.46
May	₹13215.07	₹6741.94	₹6473.14	₹1123281.39
Jun	₹13215.07	₹6687.99	₹6527.08	₹1110066.32
Jul	₹13215.07	₹6633.60	₹6581.47	₹1096851.25
Aug	₹13215.07	₹6578.75	₹6636.32	₹1083636.18
Sep	₹13215.07	₹6523.45	₹6691.62	₹1070421.11
Oct	₹13215.07	₹6467.69	₹6747.39	₹1057206.04
Nov	₹13215.07	₹6411.46	₹6803.61	₹1043990.97
Dec	₹13215.07	₹6354.76	₹6860.31	₹1030775.90
2026	₹13215.07	₹71658.81	₹86922.05	₹872195.06
Jan	₹13215.07	₹6297.59	₹6917.48	₹1017560.83
Feb	₹13215.07	₹6239.95	₹6975.13	₹1004345.76
Mar	₹13215.07	₹6181.82	₹7033.25	₹991130.69
Apr	₹13215.07	₹6123.21	₹7091.86	₹977915.62
May	₹13215.07	₹6064.11	₹7150.96	₹964700.55
Jun	₹13215.07	₹6004.52	₹7210.55	₹951485.48
Jul	₹13215.07	₹5944.43	₹7270.64	₹938270.41
Aug	₹13215.07	₹5883.85	₹7331.23	₹925055.34
Sep	₹13215.07	₹5822.75	₹7392.32	₹911840.27
Oct	₹13215.07	₹5761.15	₹7453.92	₹898625.20
Nov	₹13215.07	₹5699.03	₹7516.04	₹885410.13
Dec	₹13215.07	₹5636.40	₹7578.67	₹872195.06
2027	₹13215.07	₹62556.94	₹96023.92	₹713614.22
Jan	₹13215.07	₹5573.24	₹7641.83	₹858979.99
Feb	₹13215.07	₹5509.56	₹7705.51	₹845764.92
Mar	₹13215.07	₹5445.35	₹7769.72	₹832549.85
Apr	₹13215.07	₹5380.60	₹7834.47	₹819334.78
May	₹13215.07	₹5315.31	₹7899.76	₹806119.71
Jun	₹13215.07	₹5249.48	₹7965.59	₹792904.64
Jul	₹13215.07	₹5183.10	₹8031.97	₹779689.57
Aug	₹13215.07	₹5116.17	₹8098.90	₹766474.50
Sep	₹13215.07	₹5048.68	₹8166.39	₹753259.43
Oct	₹13215.07	₹4980.63	₹8234.45	₹740044.36
Nov	₹13215.07	₹4912.01	₹8303.07	₹726829.29
Dec	₹13215.07	₹4842.81	₹8372.26	₹713614.22
2028	₹13215.07	₹52501.99	₹106078.90	₹555033.38
Jan	₹13215.07	₹4773.04	₹8442.03	₹700399.15
Feb	₹13215.07	₹4702.69	₹8512.38	₹687184.08
Mar	₹13215.07	₹4631.76	₹8583.32	₹673969.01
Apr	₹13215.07	₹4560.23	₹8654.84	₹660753.94
May	₹13215.07	₹4488.11	₹8726.97	₹647538.87
Jun	₹13215.07	₹4415.38	₹8799.69	₹634323.80
Jul	₹13215.07	₹4342.05	₹8873.02	₹621108.73
Aug	₹13215.07	₹4268.11	₹8946.97	₹607893.66
Sep	₹13215.07	₹4193.55	₹9021.52	₹594678.59
Oct	₹13215.07	₹4118.37	₹9096.70	₹581463.52
Nov	₹13215.07	₹4042.57	₹9172.51	₹568248.45
Dec	₹13215.07	₹3966.13	₹9248.95	₹555033.38
2029	₹13215.07	₹41394.13	₹117186.75	₹396452.54
Jan	₹13215.07	₹3889.05	₹9326.02	₹541818.31
Feb	₹13215.07	₹3811.34	₹9403.74	₹528603.24
Mar	₹13215.07	₹3732.97	₹9482.10	₹515388.17
Apr	₹13215.07	₹3653.95	₹9561.12	₹502173.10
May	₹13215.07	₹3574.28	₹9640.80	₹488958.03
Jun	₹13215.07	₹3493.94	₹9721.14	₹475742.96
Jul	₹13215.07	₹3412.93	₹9802.14	₹462527.89
Aug	₹13215.07	₹3331.24	₹9883.83	₹449312.82
Sep	₹13215.07	₹3248.88	₹9966.19	₹436097.75
Oct	₹13215.07	₹3165.83	₹10049.25	₹422882.68
Nov	₹13215.07	₹3082.08	₹10132.99	₹409667.61
Dec	₹13215.07	₹2997.64	₹10217.43	₹396452.54
2030	₹13215.07	₹29123.16	₹129457.74	₹237871.70
Jan	₹13215.07	₹2912.50	₹10302.58	₹383237.47
Feb	₹13215.07	₹2826.64	₹10388.43	₹370022.40
Mar	₹13215.07	₹2740.07	₹10475.00	₹356807.33
Apr	₹13215.07	₹2652.78	₹10562.29	₹343592.26
May	₹13215.07	₹2564.76	₹10650.31	₹330377.19
Jun	₹13215.07	₹2476.01	₹10739.07	₹317162.12
Jul	₹13215.07	₹2386.52	₹10828.56	₹303947.05
Aug	₹13215.07	₹2296.28	₹10918.80	₹290731.98
Sep	₹13215.07	₹2205.29	₹11009.79	₹277516.91
Oct	₹13215.07	₹2113.54	₹11101.53	₹264301.84
Nov	₹13215.07	₹2021.03	₹11194.05	₹251086.77
Dec	₹13215.07	₹1927.74	₹11287.33	₹237871.70
2031	₹13215.07	₹15567.22	₹143013.65	₹79290.86
Jan	₹13215.07	₹1833.68	₹11381.39	₹224656.63
Feb	₹13215.07	₹1738.84	₹11476.24	₹211441.56
Mar	₹13215.07	₹1643.20	₹11571.87	₹198226.49
Apr	₹13215.07	₹1546.77	₹11668.30	₹185011.42
May	₹13215.07	₹1449.53	₹11765.54	₹171796.35
Jun	₹13215.07	₹1351.49	₹11863.59	₹158581.28
Jul	₹13215.07	₹1252.62	₹11962.45	₹145366.21
Aug	₹13215.07	₹1152.94	₹12062.14	₹132151.14
Sep	₹13215.07	₹1052.42	₹12162.65	₹118936.07
Oct	₹13215.07	₹951.06	₹12264.01	₹105721.00
Nov	₹13215.07	₹848.86	₹12366.21	₹92505.93
Dec	₹13215.07	₹745.81	₹12469.26	₹79290.86
2032	₹13215.07	₹2262.21	₹77028.26	₹0.44
Jan	₹13215.07	₹641.90	₹12573.17	₹66075.79
Feb	₹13215.07	₹537.13	₹12677.95	₹52860.72
Mar	₹13215.07	₹431.48	₹12783.60	₹39645.65
Apr	₹13215.07	₹324.95	₹12890.13	₹26430.58
May	₹13215.07	₹217.53	₹12997.55	₹13215.51
Jun	₹13215.07	₹109.22	₹13105.86	₹0.44