Bajaj Housing Finance Loan Against Property
Required Documents to Apply for Bajaj Housing Finance Loan Against Property
Salaried income documents
-
KYC of applicant & Co-Applicant
-
Last 3 Month Salary Slip of Applicant
-
Last 12 month Bank Statement of applicant & co-applicant
-
Last 3 year ITR with computation of income of applicant & co-applicant
-
Last 2 Year Form 16 of applicant
-
26AS of last 2 year of applicant & co-applicant
-
Appointment letter of applicant if available
-
Agreement to Sale if purchase case
-
Property Paper with complete chain of last 13 years
-
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
-
Sanction letter of all running loan
-
Latest utility Bill if owned residence or rent agreement if rented
-
2 Reference with contact details
Self Employed person documents
-
KYC of applicant & Co-Applicant
-
Last 3 year ITR with computation of income of applicant & co-applicant
-
Last 3 year audited balance sheet of applicant
-
Last 3 year Tax audit report of applicant
-
Last 12 month Bank Statement of applicant & co-applicant
-
26AS of last 2 year of applicant & co-applicant
-
Copy of GST registration
-
Copy of MSME registration
-
Copy of Last 12 month GST return
-
Agreement to Sale if purchase case
-
Property Paper with complete chain of last 13 years
-
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
-
Sanction letter of all running loan
-
Debt Sheet
-
Latest utility Bill of residence if owned or rent agreement if rented
-
Latest utility Bill of Office if owned or rent agreement if rented
-
2 Reference with contact details
-
Last 3 year Debtors & Creditors on letter head
-
List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
Some Important Points
If Applicant is
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
- KYC means Adhaar Card, PAN Card, Passport Size Photo
Co-Applicant means in case of
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
3. If applicant is professional, then his professional degree is required
About Bajaj Housing Finance Loan Against Property
To address financial demands, Bajaj Housing Finance provides a secured loan against property. You can get high-value loans with reasonable interest rates and repayment terms over the period of time that you choose. They provide nominal interest rates starting at 8.25% p.a. that are reasonable and economical. The computation of information and documentation may be done quickly and simply.
Here are a few factors about Bajaj Housing Finance Loan Against Property
If you are looking to purchase a property but have a limited budget or don’t want to take another
loan, consider a Loan Against Property (LAP). Under this scheme, you can obtain cash from banks using
the value of your existing property as collateral. Eligibility for LAP is fairly straightforward, and
it has no minimum requirement for income or assets. Your eligibility will be determined on the basis
of your existing property, its value, and various other factors. Bajaj Housing Finance Loan Against
Property is an excellent option for borrowers who want to keep a property they already own as
collateral and avail of funds.
With the Bajaj Housing Finance Loan Against Property, you can avail of a loan as high as Rs.5 Cr* or
higher, subject to eligibility and repayment over a tenor of up to 18 years. The loan will be
disbursed within three business days of submission of all necessary documentation.
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.