IDFC BANK CREDIT CARD

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A Credit Card for Every Need

Meet IDFC Bank's new range of credit cards that have plenty of attractive and tempting benefits.
IDFC First Millenia Credit Card

Reward Type

5% Cashback upto Rs.1000
6X RP - online
3X - offline spend

Joining Fee

Life Time Free

Annual Charge

Life Time Free

Features

Offers for First Time Card Holders
  • Welcome voucher of Rs500 on sepnding 15000 within 90 days of card generation
  • 5% Cash back upto Rs.1000 on transaction value of 1st EMI done within 30days of card generation
  • 6X Reward point on online monthly spend>20K & 3X on offline spend
  • Reward Points without any expiry
  • 4 complimentary railway lounge visits per quarter
  • Up to 20% discount at over 1500 restaurants across the country .
  • Interest-free cash withdrawals

Eligibility:

  • Age => Salaried 21-65 , Self employed 23-65
  • Any Self Employed or Salaried Individual
  • Salary Required => Salaried- 30K Gross Monthly Salary , Self Employed-3 Lac Income
  • Must be an Indian
  • These criteria are only indicative. IDFC Bank reserves the right to approve or decline applications for Credit Card.
IDFC First Classic Credit Card

Reward Type

5% Cashback upto Rs.1000
6X RP - online
3X - offline spend

Joining Fee

Lifetime Free

Annual Charge

Lifetime Free

Features

  • Welcome voucher of Rs500 on sepnding 15000 within 90 days of card generation
  • 5% Cash back upto Rs.1000 on transaction value of 1st EMI done within 30days of card generation
  • 6X Reward point on online monthly spend>20K & 3X on offline spend
  • 10X Reward Points on incremental spends above Rs. 20,000
  • 4 complimentary Railway lounge visits per quarter
  • Up to 20% discount at 1500+ restaurants |
  • Up to 15% discount at 3000+ Health & Wellness outlets

Eligibility:

  • Age => Salaried 21-65 , Self employed 23-65
  • Any Self Employed or Salaried Individual
  • Salary Required => Salaried- 30K Gross Monthly Salary , Self Employed-3 Lac Income
  • Must be an Indian
  • These criteria are only indicative. IDFC Bank reserves the right to approve or decline applications for Credit Card.
IDFC First Select Credit Card

Reward Type

6X Reward point on online
3X on offline spend

Joining Fee

Lifetime Free

Annual Charge

Lifetime Free

Features

  • 6X Reward point on online monthly spend>25K & 3X on offline spend
  • Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
  • 5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
  • 10X Reward Points on incremental spends above ₹25,000 per month and spends done on your birthday
  • 'Buy one, get one offer on movie tickets*
  • Up to 20% discount at 1500+ restaurants
  • Up to 15% discount at 3000+ Health & Wellness outlets
  • 4 complimentary domestic airport lounge visits per quarter
  • 4 complimentary Railway lounge visits per quarter

Eligibility:

  • Age => Salaried 21-65 , Self employed 23-65
  • Any Self Employed or Salaried Individual
  • Annual income of ₹ 12 Lacs or more
  • Resident Indian
  • These criteria are only indicative. IDFC Bank reserves the right to approve or decline applications for Credit Card.
IDFC First Wealth Credit Card

Reward Type

6X RP on online spend
3X on offline spend
Welcome voucher - Rs500

Joining Fee

Lifetime Free

Annual Charge

Lifetime Free

Features

  • Access to Domestic, International Lounge & SPA
  • 6X Reward point on online monthly spend>30K & 3X on offline spend
  • Reward point will never expire
  • 5% cashback (up to Rs. 1000)
  • Welcome voucher of Rs500 on sepnding 15000 within 90 days of card generation
  • 'Buy one, get one offer on movie tickets*
  • Up to 20% discount at 1500+ restaurants |
  • Up to 15% discount at 3000+ Health & Wellness outlets
  • 4 complimentary domestic and international airport lounge/spa visits per quarter/li>

Eligibility:

  • Age => Salaried 21-65 , Self employed 23-65
  • Any Self Employed or Salaried Individual
  • Annual income of ₹ 36 Lacs or more
  • Resident Indian
  • These criteria are only indicative. IDFC Bank reserves the right to approve or decline applications for Credit Card.
IDFC First Power Credit Card

Reward Type

Welcome Benefit - Rs.1400
5% saving on fuel
2.5% saving as reward

Joining Fee

Rs.199

Annual Charge

Rs199

Features

  • Welcome Benefit worth Rs.1400
  • 5% saving on fuel expenses upto 5000 per month
  • 2.5% saving as reward on grocery & utility expenses of upto 4000
  • 2.5% saving as reward on IDFC First Fastag Recharge of upto 2000
  • Interest-free cash withdrawal* anywhere in the world
  • Unlimited Reward points that never expire
  • Rs. 250 cashback on 1st HPCL fuel transaction
  • Rs. 150 Discount on orders above Rs. 500 on Swiggy
  • Rs. 500 Discount on Zoomcar rentals

Eligibility:

  • Age => Salaried 21-65 , Self employed 23-65
  • Any Self Employed or Salaried Individual
  • Annual income of ₹ 36 Lacs or more
  • Resident Indian
  • These criteria are only indicative. IDFC Bank reserves the right to approve or decline applications for Credit Card.
IDFC First WOW Credit Card

Reward Type

7.5% interest rate
Credit Limit is upto 100%

Joining Fee

Lifetime Free

Annual Charge

Lifetime Free

Features

  • No Credit History & Income Proof Required, Credit Limit is upto 100% of FD amount
  • Earn 7.5% interest rate against FD
  • 50% off on Book my show ticket
  • No Forex Conversion Fees
  • 300+ Merchant Offers
  • 1% fuel surcharge waiver

Eligibility:

  • Age must be 18 years or above
  • No Income Proof Required
  • Resident Indian
  • These criteria are only indicative. IDFC Bank reserves the right to approve or decline applications for Credit Card.
IDFC Club Vistara Credit Card

Reward Type

Complementary Golf Round
Airport lounge access
Upto 5 complimentary ticket

Joining Fee

Rs.4999

Annual Charge

Rs4999

Features

  • Complementary Golf Round & Airport lounge access
  • Upto 5 complimentary economic travel ticket
  • Earn upto 6000 CV point
  • 6 CV Points per Rs. 200 (up to spends of Rs. 1 Lakh in a month)
  • 4 CV Points per Rs. 200 (on spends above Rs. 1 Lakh in a month)
  • 10 CV Points per Rs. 200 on dining spends done on your birthday
  • 1 CV Point per Rs. 200 on Fuel, Insurance, Utility, Rent and Wallet Load
  • Trip cancellation cover up to Rs. 10,000 on flight and hotel booking (2 claims in a year)
  • 8 complimentary domestic airport lounge and spa visit in a year
  • 4 complimentary international airport lounge visits in a year

Eligibility:

  • Age => Salaried 21-65 , Self employed 23-65
  • Any Self Employed or Salaried Individual
  • Resident Indian
  • These criteria are only indicative. IDFC Bank reserves the right to approve or decline applications for Credit Card.
IDFC Credit Card

Your Financial Freedom in Your Wallet

The IDFC Bank credit card range offers something for everyone. From grocery shopping to international travel, IDFC offers a world of lifestyle benefits and cash-back rewards to help take care of your day-to-day spending. They provide flexible reward options that let you choose exactly how you'd like to redeem your rewards, so you can treat yourself any way you want.

Easy Documentation, Smoother Process

Required Documents for IDFC Credit Card

PAN Card

Aadhaar Card

Ration Card

Salaried income documents

  • Last 6 months' salary slip
  • Form 16 of last 2 years
  • Income Tax Return if any of last 2 Years
  • Last 3 months' bank statement if the salary directly credited in the bank account

Card to Card Documents

The documents required for a card-to-card application vary, but common documents include:

  • Government Issued Photo ID
  • Proof of Residency - Electricity and Telephone bill
  • Driving Licence
  • Authorization to run a Credit Check (if required)

Note : IDFC may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.

Wondering How to Apply? Here You Go!

How to Apply for an IDFC Credit Card

The process of applying for a Credit card can be really daunting sometimes but with Comapany you can make the process easy and quick. .

  • Visit the website of Comapany
  • There you can find the list of credit cards on the top.
  • Choose an IDFC Credit card and click on the ‘Check Eligibility’ button
  • You will be prompted with a list of questions
  • Answer them to know your eligibility.
  • If you’re eligible for the card, you will be redirected to the online application page.
  • Fill in all the required fields on the page before clicking on ‘Submit’.
  • You will then be asked to upload the documents – do the same and click on ‘Submit’
Access Your Credit Card Anywhere Through NetBanking

Required Eligibility

  • The applicant must be either salaried or Self-employed
  • The age of the applicant must be between 18 to 65
  • The applicant must be an Indian Resident
  • The Credit score of the applicant must be 750 or above
  • The annual income of the applicant must be Rs. 3 Lac per year