India Gold Loan

Create Customer

Customer Details


01
Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

02
Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

03
Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

04
Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

Asset Specification

Acceptable Assets

  • Only Wearable Gold Jewellery
  • Gold Coins below 50 Gms issued by Bank

Non-Acceptable Assets

  • No Gold Biscuits
  • No Gold Coins above 50 Gms
  • No Gold Bars
  • No Kundan Jewellery
  • No Rose Gold

About RUPTOK GOLD LOAN

From service to delivery, Ruptok Gold Loan encompasses the path the borrower needs to travel from its first signature to the final hand-to-hand delivery. Ruptok Gold Loan understands that time is of the essence and hence they have availed their services to many cities across the nation in order to provide their customers with a hassle-free gold loan service which is faster than any other gold loan company at an affordable interest rate. Ruptok has developed a unique business model for the gold loans industry. With the best of technology, logistical expertise, and customer service, Ruptok can boast to be one of the first companies to deliver gold loans at your doorstep with the fastest turnaround time compared to any other company of its kind. Thus, what can be a tiring task of saving up gold coins or jewelry along with meeting a lengthy and cumbersome process of getting a collateral-based loan becomes an easy breeze that you can achieve at Ruptok's doorsteps.

Documents and Eligibility Required for Ruptok Gold Loan

Eligibility

  • The age of the borrower must be 20+
  • The borrower can be a Businessman (MSME / SMEs), Self Employed / Service Class.
  • No minimum income criteria required

Documentation

  • Aadhaar Card: Mandatory for all Loans
  • PAN Card: Required only for Loan above 2 Lakh
  • Form 60: Required only if PAN Card Not Available
  • ITR: For Gold Loan above 50 Lakhs

Features of Ruptok Gold Loan

Quick Disbursement in just 30 mins Lowest Interest Rates Highest Loan-to-Value
One time Annual Renewal Convenient Doorstep Disbursement Highly Tech Enabled
Disbursement in just 30 mins

Loan facility in your city

Delhi-NCR
Mumbai-MMR
Pune
Hyderabad
Bengaluru
Surat
Jaipur
vadodara
Nashik
Visakhapatnam
Kolhapur

Let us take an example, How EMI is being calculated

Suppose you have taken a Gold Loan of Rs. 5 lakh, the ROI (Return on Investment) and other allowance will be structured like this:
S no. Loan Amount Rate of Interest Monthly Repayment Amount Loan Tenure Required Net Gold(22k)
1 500000 1.75 % / month ₹ 11291.00 3 months 181.75
2 500000 0.83 % / month ₹ 5355.16 12 months 181.75
3 500000 1.75 % / month ₹ 33873.00 3 months 181.75
4 500000 0.83 % / month ₹ 5355.16 12 months 181.75
5 500000 1.75 % / month ₹ 33873.00 3 months 181.75
6 500000 0.83 % / month ₹ 5355.16 12 months 181.75
7 500000 0.69 % / month ₹ 4451.88 12 months 189.76
8 500000 0.49 % / month ₹ 3161.48 12 months 195.52