Pnb Housing Home Loan

PNB Housing Home Loan

Create Customer

Full name *

Customer Email *

Mobile No (+91) *

Employment Type *

Basic Info

FirstName *

lastName *

email *

Mobile Phone *

Resident Address1

Resident State

city Where You Currently Live In *

Personal Info

loan Amount Requested *

Resident Type

Pancard Number *

Purpose Of Loan *

Date Of Birth

Right Documents - Easy Process

Required Documents to Apply for PNB HFL Housing Loan

Salaried income documents

KYC of applicant & Co-Applicant
Last 3 Month Salary Slip of Applicant
Last 12 month Bank Statement of applicant & co-applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 2 Year Form 16 of applicant
26AS of last 2 year of applicant & co-applicant
Appointment letter of applicant if available
Agreement to Sale if purchase case
Property Paper with complete chain of last 13 years
Approved MAP of Property if available
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
Sanction letter of all running loan
Latest utility Bill if owned residence or rent agreement if rented
2 Reference with contact details

Self Employed person documents

KYC of applicant & Co-Applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 3 year audited balance sheet of applicant
Last 3 year Tax audit report of applicant
Last 12 month Bank Statement of applicant & co-applicant
26AS of last 2 year of applicant & co-applicant
Copy of GST registration
Copy of MSME registration
Copy of Last 12 month GST return
Agreement to Sale if new purchase case
Property Paper with complete chain of last 13 years
Approved MAP of Property if available
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
Sanction letter of all running loan
Debt Sheet
Latest utility Bill of residence if owned or rent agreement if rented
Latest utility Bill of Office if owned or rent agreement if rented
2 Reference with contact details
Last 3 year Debtors & Creditors on letter head
List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

Required Eligibility to Apply for PNB HFL Housing Loan

The minimum Income of the applicant must be an ideal fit to cover all their EMIs.
(i) Residential Property (ii) Residential Plot Purchase (iii) Residential Plot Purchase & Construction are qualified for this loan
The minimum Business Vintage for Self Employed Person is 2 years
The Minimum Job Experience for a Salaried Person must be 1 year
The experience of the applicant with the current employer must be 3 months
The minimum age of the applicant must be between Minimum -21 Year to Max- Govt Employee-75 Years, Salaried -65 years, Self Employed -70 Years.

Some Important Points

1. KYC Means
If Applicant is
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
For Co-Applicant
- KYC means Adhaar Card, PAN Card, Passport Size Photo
Co-Applicant means in case of
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
2. If LAP is applied with Government Bank then 30 year chain is required
3. If applicant is professional, then his professional degree is required

About PNB HFL Housing Loan

In today’s world, owning a house is a dream for everyone. But managing the expenses that come with it is not everyone’s cup of tea. So, to overcome such situations, financial institutions have come up with the facility of Home Loans. One such Home Loan is provided by the Government-run bank Punjab National Bank. PNB Housing Loan is specially curated to help applicants who want to own a home and expand and renovate their property.

With this secured loan, the borrowers just need to make a down payment; the lender will cover the remaining balance (up to 90%* on loans under Rs. 30 lakh) entirely. The complete amount borrowed plus interest is subsequently paid back to the lender in equal monthly payments (EMIs). PNB Housing Loan is affordable with low-interest rates. The hassle-free housing loan from PNB Housing can assist you in achieving your goals, whether you're trying to buy, expand, or renovate a home.

Why go for PNB Housing Loan?

Offers a wide variety of home loan products, including loans for home purchases, building loans, loans for home extensions, loans for home improvements, and loans for plots of land.
Large network of branches across India.
Strong model for service delivery - door-to-door services ensure quick and easy loan approval and disbursement.
Outstanding post-disbursement services.

Possibility of increasing the loan amount if cost increases.
Devoted group of skilled workers who utilize top-notch networks and information technologies to provide and satisfy customers.
High moral, ethical, and transparent norms
Numerous possibilities for repayment.

Work Process

Start with PNB HFL Housing Loan in few steps

If you are planning to apply for a home loan at PNB HFL Housing Loan there are certain details that you should be aware of, Let’s discuss

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.